Protect what matters most — with a plan tailored to you

Warm, personal guidance to help you choose the right life insurance and financial protection for your family’s future.

Email: ridelnkam@gmail.com • Phone: (609) 617-5668

About Horizon Life Solutions

At Horizon Life Solutions, we believe good insurance is built on trust and clarity. I’m Ridel — I provide straightforward, compassionate advice to help you protect your family’s financial future. Whether you’re buying your first policy, updating coverage, or planning for retirement, I’ll walk you through options with no pressure and clear explanations.

Term Life

Affordable coverage for a set period — great for mortgage and family protection.

Whole Life

Permanent coverage that builds cash value over time.

Final Expense

Simple plans to cover funeral and end-of-life costs.

Services

Everything you need to find the right coverage and feel confident about your financial future.

Policy Comparison

We compare multiple carriers to find the best price and fit for you.

Custom Quotes

Get fast, accurate quotes tailored to your needs.

Policy Reviews

Annual check-ins to make sure your coverage still fits.

Client Reviews

Real feedback from people I’ve helped.

"Ridel made everything easy to understand. He found a great plan for our family and walked us through every step."

— Maria S.

"Fast quote and friendly service. Highly recommend Horizon Life Solutions."

— James T.

"No pressure, clear answers, and a policy that fits our budget."

— Angela R.

Get in touch

Ready for a quote or have a question? I’m here to help.

Email: ridelnkam@gmail.com

Phone: (609) 617-5668